Five New Year’s Resolutions to Build Wealth

Dated: 01/05/2019

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Five New Year’s Resolutions to Build Wealth

It’s 2019 a brand-new year.  Did you ring it in with champagne, fireworks, a kiss, bed at 8 p.m. ignoring the myriad of TV countdowns.  Regardless of how you rang in the New Year, there is always a sense of hope that comes with January 1.  We vow that this year will be better, different, more abundant, happier, kinder or something different.  For me 2018 was filled with health issues, battling cancer and 2019 can only go up from here.  No matter where you ended 2018 or started 2019, you can make a decision right here and right now to have things be more abundant for you. 

Of course, the standard operating procedure is to make a resolution.  There are so many we have either heard others make or made ourselves.  Plenty of you make resolutions — to lose weight, to change jobs, have more romance, buy your first investment property, buy gold, or to achieve a previously unconquered goal.  Sad news is that generally within a week or two the resolutions are forgotten like the celebrations and it’s back to the same old, same old.  Your old habits creep back in and soon another year will be behind you and you will be looking at January 1, 2020 wondering where it went. 

You have the opportunity to do something different right now.  Remember the definition of insanity is doing the same thing over and over expecting a different result.  It’s up to you whether YOU will do the same thing again or do something different. 

Even if your life is perfect at this moment (unfortunately I don’t see a lot of that), you can create more wealth and abundance if only to be more philanthropic and change the world.   Imagine that your choice right now could have life altering effects for yourself and/or others somewhere down the road.  Even a small minor adjustment can turn into a huge and life changing moment before you know it. 

Five New Years Resolutions to Build Wealth

1.        Make a Decision

Before you make decision, you must understand what a decision does. All decisions that you make cause a chain of events to happen. When you decide to create more wealth and abundance in your life, you are sending a signal to yourself and the universe that you are serious.  When you make this decision, you will begin to feel different, just as if you had decided to lose weight.  If you made a decision to lose weight, your mind begins to imagine all the things you must do in order to lose weight.  What you will eat, whether you will exercise, who you might enlist to help you with the decision, a friend, a gym, a video.  When you are confronted with the next decision of should I eat that cheesecake you begin to act on your decision. 

When you make a decision to have more wealth and abundance, all too often, the fear of your past may be the next thought which may cause fear of failure.  Now is the time to only look forward and focus on the decision rather than the past precedent.  Just like deciding to lose weight, making the decision comes with an action.

2.        Take Action and Tell Others.

You cannot make a decision and not act upon it.  You must commit to the decision and that takes action.  So, what is the difference between a decision and a fairy tale dream?  It’s when you begin to act.  It’s obviously pointless to make a decision, have it play out in your head but do nothing about it.  You might as well have not made the decision to begin with.  In 2019 build a new habit, apply action to your decisions.  Keep taking action until the decision has become your reality.  By making decisions that bring forth results you build the confidence muscle of accomplishment. 

The biggest problem with taking action on your decision is keeping yourself accountable.  If you are not where you would like to be right now, chances are you may think you are making a decision but somehow have never followed through to accomplish it.  There’s something about telling other people what your decision is that holds your feet to the fire.  We are hard-wired to perform for others more than ourselves. For example, for the longest time I’ve been trying to keep track of what I spend, everything, even the coffee at Starbucks in order to see where my disposal income goes.  I tried using my own will power, remembering it in my head, but not writing it down.  It seemed impossible. So, what I did was I went to a forum and made the decision to tell people that I would keep a small journal in my wallet and write it down when it happened.  Within two days, I was able to accomplish doing this because I felt a moral obligation to follow through with my words even though I failed in the past. Did people care? Probably not, but just the fact that there might be someone else out there seeing if I was telling the truth will give me enough motivation to follow through with the decision.


3.        Learn Something New

Here’s something really important to remember: what works for someone else, might not work for you. That’s why it’s important to learn something new every day so begin to choose the activities that resonate most with you, ones that push you to become the best you that you are capable of being…and to keep doing those


Don’t be afraid to try new habits and see how they work for you. If they leave you feeling energized and inspired, keep doing them…if they don’t, keep trying new ones until you find ones that do.

Over the course of the year, it can get all-too easy to get wrapped up in our own investments that we don’t step back and look at the world around us.  Dedicate yourself to researching and learning something new about money, wealth, real estate, stocks, meditation, personal growth, strategies, investigate new trends and stay informed. You’ll gain valuable experience through both successes and failures — but nothing if you stay the same.

When you wake up in the morning, do you immediately check your email or social media accounts? If so, you’re starting your day off in reactive mode instead of proactive.

Start your day focused on YOU and you will be in a much better state-of-mind to help others and get more accomplished all day.

How can you learn something new or create a new habit beginning now?



4.        Treat the End Like the Beginning

What do you want to accomplish, be, do, have and feel by having more wealth and abundance?   A new habit which will accomplish this faster than you can possibly imagine is journal EVERY DAY about this question?  What do you want to accomplish?  How will you feel?  What will you have?  The key to this journaling is to do as if it is happening now. 

Even I f you are afraid of not making it happen or being disappointed, for 5-10 minutes each day, write about how it would be, how you would feel.  You can even write about your perceived failure feelings, or actual failures along the way, always coming back to the result you vision.  Journal about your hard work in accomplishing your wealth and abundance, the sacrifices all the while with the end being your new beginning.

If you really want to be crazy, make a video of yourself having accomplished your vision and replay it for yourself. 



5.        Do Not Give Up No Matter What

“Do not give up when you haven’t even truly started.”

A saying heard in the halls of Alcoholics Anonymous is:

“Don’t give up 5 minutes before the miracle.”

If you are not where you want to be today, that just means you are not there YET!

When you begin to have feelings of “This isn’t working”, “See I told you I would never be wealthy”, “I always have bad luck”, or whatever your mantra is, that is the time to dig in, not to give up or slow down.  Re-focus, re-read your journal, watch the video and spend 10 minutes meditating on your dream.

Feelings of defeat and loss are your soul’s way or energizing you to remember who you are, what you are capable of and why you are making the decisions you are making.

Give up on telling stories about how it just wasn’t God’s will or in the plan of the Universe for you to have the life of your dreams.

Forget self-defeating thoughts like “it just didn’t work out” and “maybe next time”, (Yes, there will be a next time, but I believe in you this time.)

To do this you must remember your power, you must know that all that is good is on your side, and you must choose what you get to have in this life.

To do this you must give up the idea that it is all about hard work, sacrifice and struggle + lean in hard to what trust, flow and allowing looks and feels like for you.

(PS: God/Universe actually wants better than you than you want for yourself. You do not have to control. You can decide and co-create while trusting the guidance that comes through for you.)

The truth is, most people who “don’t make it” never really ever turned it on. They never really started. They didn’t get firm. They didn’t get nonnegotiable. They didn’t get unavailable for anything less than their desires. They didn’t lock it in. They didn’t decide (or rather remember) who they are, whose they are, what they are made of and what they desire.

They forgot that their desires are from the divine. They forgot that that beyond-their-wildest-dreams was the way that it was always supposed to be.

And they quit.

Meaning, they chose not to give their gifts and callings to the world in the way they desire at this time.

This year of 2019 if your Year.  Will you give your gift and calling to the world by creating wealth and abundance?




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Debbie Dobbins

After 30 years in the real estate industry as a realtor, mortgage lender, escrow officer, title officer and speaker/trainer, Debbie shares a 360 degree view of buying, selling and investing. Debbie h....